Privacy Policy

1. Introduction

Welcome to MonkeysLoans, operated by Colibricode LLC ('we,' 'our,' or 'us'). We are committed to protecting your personal data and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

2. Information We Collect

a. Personal Identification Information
  • Name
  • Email address
  • Phone number
  • Postal address
  • Date of birth
  • Social Security Number (or equivalent)
b. Financial Information
  • Bank account details
  • Credit history
  • Income details
c. Identification Documents
  • Copies of ID, passport, or other identification documents
d. Usage Data
  • IP address
  • Browser type
  • Pages visited
  • Time and date of visit
  • Device identifiers
  • Cookies
e. Social Media Information
  • Information from linked social media accounts (e.g., username, name, email address, friends list) when you interact with us through these platforms.

3. How We Use Your Information

  • a. To provide and manage our services: Including processing loan applications, managing accounts, and facilitating transactions between lenders and borrowers.
  • b. To communicate with you: Regarding your account, transactions, or changes to our policies.
  • c. To improve our services: By analyzing how you use our website and services to enhance user experience.
  • d. To comply with legal obligations: Such as reporting to regulatory authorities and maintaining records.
  • e. Marketing and Advertising: To provide advertisements relevant to you and communicate our sales and promotions.

4. Sharing Your Information

  • a. With service providers: Who perform services on our behalf, such as payment processing, data analysis, and marketing.
  • b. With regulatory bodies: When required by law or to protect our rights and interests.
  • c. With business partners: In connection with any merger, acquisition, or sale of all or a portion of our assets.
  • d. With third-party services: When you use third-party services such as Google Analytics or social media platforms integrated with our site.
  • e. With validation and financial information services: We use veriff.com to validate identifications and Plaid.com to retrieve financial information from banks.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, use, or disclosure. This includes encryption and secure technologies. However, no internet-based service can be entirely secure, and we cannot guarantee the absolute security of your data.

6. Your Data Protection Rights

  • a. Right to Know: You have the right to know what personal information we collect, use, disclose, and sell. You can request that we disclose this information to you.
  • b. Right to Delete: You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions.
  • c. Right to Opt-Out: You have the right to direct us to not sell your personal information at any time. If you wish to exercise your right to opt-out, you can submit a request by contacting us.
  • d. Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.
  • e. Data Portability: The right to request that we transfer the data we have collected to another organization, or directly to you, under certain conditions.
  • f. Objection: The right to object to our processing of your personal data, under certain conditions.

7. Notice at Collection

We collect the categories of personal information listed in Section 2 for the purposes described in Section 3. This notice is provided at or before the point of collection of your personal information.

8. Financial Incentives

We do not offer financial incentives in exchange for your personal information.

9. Children's Privacy

Our services are not intended for use by individuals under the age of 18. We do not knowingly collect personal data from children under 18. If we become aware that we have collected personal data from a child under 18, we will take steps to delete such information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

11. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your data protection rights, please contact us at: Colibricode LLC, dba MonkeysLoans Email: support@monkeysloans.com Phone: 983-333-1680 Address: 200 Union Blvd. Lakewood CO 80228