These Terms & Conditions ("Terms") govern the use of personal and commercial financing services provided by Colibricode LLC, operating under the brand name MonkeysLoans ("we," "us," "our"). By using our services, you agree to these Terms. Please read them carefully.
By accessing or using our financing services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our services.
You must be at least 18 years old and legally capable of entering into binding contracts to use our services. You must provide accurate and complete information during the application process.
Our personal loan services are designed for individual consumers seeking financial solutions. The specific terms of each personal loan agreement will be provided at the time of application, and may vary based on creditworthiness, loan amount, and other factors.
Our commercial loan services cater to small businesses and enterprises. This includes options such as: - Working Capital Loans - Equipment Financing - SBA Loans - Business Lines of Credit The terms for commercial loans will vary depending on the type of loan, credit evaluation of the business, and loan amount.
By applying for personal or commercial financing, you authorize us to obtain credit reports and other relevant information to evaluate your creditworthiness or business's financial standing.
Approval of any financing application is at the sole discretion of the financial institutions or lenders we partner with. We reserve the right to decline any application for any reason.
The interest rates, fees, and other charges applicable to your financing will be disclosed to you during the application process. These rates and fees are determined by the lenders and are subject to change based on market conditions, your credit profile, and other factors.
The repayment schedule for your financing will be provided to you at the time of approval. You are responsible for making payments in accordance with the agreed-upon schedule.
Late payments may incur additional fees and may negatively impact your credit score. The lenders reserve the right to take legal action to recover any unpaid amounts.
You agree to use the funds provided by the lenders solely for the purposes specified in your financing agreement. Misuse of funds may result in the termination of your agreement and the immediate demand for repayment.
You will be in default under these Terms if you fail to make a payment when due, provide false information, or breach any other term of your financing agreement.
In the event of default, the lenders may terminate your agreement, demand immediate repayment of the outstanding balance, and take legal action to recover the funds.
We reserve the right to terminate your financing agreement at any time for any reason, including but not limited to a breach of these Terms.
We are committed to protecting your privacy and handling your personal information in accordance with our Privacy Policy. By using our services, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy.
We reserve the right to amend these Terms at any time. Any changes will be effective immediately upon posting on our website. It is your responsibility to review these Terms periodically to ensure you are aware of any changes.
These Terms are governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law principles. Any legal action arising out of or related to these Terms shall be brought exclusively in the courts located in Lakewood, Colorado.
To the maximum extent permitted by law, Colibricode LLC and MonkeysLoans shall not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to lost profits or business interruption, arising out of or related to the use of our financing services.
If you have any questions or concerns about these Terms, please contact us at: Colibricode LLC 200 Union Blvd Lakewood, Colorado 80228 support@monkeysloans.com